Document Type

Other

Publication Date

2018

College/Unit

Eberly College of Arts and Sciences

Department/Program/Center

Political Science

Abstract

West Virginians disproportionately suffer from higher rates of illness, disease and disability. As a result, West Virginians also have some of the nation’s highest rates of pre-existing conditions. These are health conditions which were diagnosed or treated by a provider prior to the purchase of insurance. They are also those conditions undiagnosed by a physician for which a “prudent” person would have sought care.

Until the Affordable Care Act (ACA) established a series of consumer protections,1 individuals affected by pre-existing conditions were generally unable to purchase insurance on their own. However, recently these protections have come under threat by Congressional and legal action.

This brief seeks to assess how West Virginians would be affected if these efforts are successful by providing estimates for the number of West Virginians affected by pre-existing conditions. Overall, it finds that 720,000 non-elderly West Virginians suffer from pre-existing conditions that would make it hard if not impossible to obtain health insurance subject to medical underwriting.

Share

COinS
 
 

To view the content in your browser, please download Adobe Reader or, alternately,
you may Download the file to your hard drive.

NOTE: The latest versions of Adobe Reader do not support viewing PDF files within Firefox on Mac OS and if you are using a modern (Intel) Mac, there is no official plugin for viewing PDF files within the browser window.