Document Type

Article

Publication Date

2022

College/Unit

Chambers College of Business and Economics

Department/Program/Center

Economics

Abstract

We ask what the relationship is between pawn shops and crime. The dominant narrative is that pawn shops reduce the transaction costs of crime and, consequently, promote it. We explore the alternative where pawn shops address the financial distress of those in need, which reduces the incentive to engage in crime. We exploit two distinct policies affecting access to pawn shops − severe licensing fees implemented in London in the early 1800s and state variation in the classification of pawn shops as essential businesses during the Covid-19 pandemic in spring 2020. For each, employing a difference-in-difference identification strategy, we provide evidence that restrictions to pawn shop access increases property crime.

Source Citation

McCannon, Bryan C. and Porreca, Zachary and Rodriguez, Zachary, Three Golden Balls: Pawn Shops and Crime (May 25, 2022). Available at http://dx.doi.org/10.2139/ssrn.4119571

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